Bereke Bank Consumer Loan: Age Limit, Maximum Amount and Requirements
BankConsumer loan
Interest rate
18.5–26%
Loan amount
from 100 000 ₸
up to 6 000 000 ₸
Term
6–60 mo
Response time
3 d
Required documents
Short Answer
Bereke Bank consumer loan in Kazakhstan offers amounts from 100,000 KZT up to 6,000,000 KZT with terms from 6 to 60 months. Interest rates range between 18.5% and 26.0% APR. The eligibility criteria and final conditions depend on the applicant's profile, credit history, and the bank's current policies.
Who Can Apply?
Bereke Bank consumer loans are available to individuals who meet the bank's basic criteria:
- Citizens and permanent residents of the Republic of Kazakhstan
- Individuals with a stable monthly income (from employment or pension)
- Applicants with a clean or acceptable credit history
Age Limit and Eligibility
The age limit for a Bereke Bank consumer loan is designed to accommodate a wide range of borrowers:
- Minimum age: 21 years old at the time of application
- Maximum age: Typically up to pension age at the time of loan maturity
- Pensioners: Can apply if they receive stable pension payments and have regular pension contributions
Loan Amount and Conditions
Bereke Bank offers unsecured consumer loans up to 6,000,000 KZT without requiring collateral. Key conditions include:
- Loan amount: From 100,000 KZT to 6,000,000 KZT
- Interest rates: Range from 18.5% to 26.0% APR
- Repayment terms: 6 to 60 months
Required Information
To complete your application process, you will need to prepare the following details:
- Kazakhstan National ID Card (containing your IIN)
- Active mobile number registered in the mobile government database (eGov)
- Proof of regular income (pension contributions or salary history for the last 6 months)
Application Process
Applying for a Bereke Bank consumer loan is simple and can be done online:
- Compare loan conditions and options on Sali.kz
- Click on "Leave a request" to start the process
- Enter your basic information and wait for a preliminary decision
- Once approved, sign the agreement and receive the money in your account
What to Consider Before Applying
Before signing a loan agreement, keep these factors in mind:
- Verify the Effective Annual Interest Rate (GESV) which represents the true cost
- Ensure your monthly budget can support the calculated repayment amounts
- Remember that approval is based on individual creditworthiness and profile
Alternative Options with Sali.kz
If Bereke Bank's terms are not suitable for you or if you want to explore different options, Sali.kz is here to help.
If the bank's terms do not suit you or if you want to compare different options, you can examine microcredit options on Sali.kz within minutes and start the application process.
Frequently Asked Questions (FAQ)
What is the age limit for a Bereke Bank consumer loan in Kazakhstan?＋
The age limit may vary depending on the loan product, borrower profile and Bereke Bank’s current conditions. Applicants should check the latest requirements before applying.
What is the maximum amount for a Bereke Bank consumer loan without collateral?＋
The maximum amount can depend on income, credit history, loan term and bank policy. Users should review current conditions and compare alternatives before applying.
Can pensioners apply for a Bereke Bank consumer loan?＋
Eligibility for pensioners may depend on age, income source and the bank’s current lending rules. It is important to check the latest requirements before submitting an application.
What can I do if a bank loan is not suitable for me?＋
If a traditional bank loan is not suitable, you can compare microcredit options on Sali.kz and review alternatives based on your needs, repayment capacity and application requirements.
Data updated: 2026-02-26